US5.com
  1. Home
  2. States
  3. Pennsylvania
  4. ZIP 15931
  5. Housing & Real Estate
Ebensburg borough, PA

ZIP 15931 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 15931

Median Home Value
$176,400
Median Rent
$748
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,133/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 15931 in Ebensburg borough, PA, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,133. That sits below the local median household income ($62,772), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
79.3%+21% vs US avg
x
Vacancy Rate
9.6%-7% vs US avg
x
Broadband Access
78.2%-10% vs US avg
x
4+ Bedrooms
6.2%-58% vs US avg
x
Built Pre-1939
7.3%-43% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
11.3%-77% vs US avg
x
Mortgage-Free
56.9%+49% vs US avg
x
$176,400
Home Value
$748
Rent
1970
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.5%
  • 1-unit attached0.9%
  • 2-9 units9.6%
  • 10+ units7.5%
  • Mobile home & other9.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$176,400
Median rent$748
Owner-occupied79.3%
Vacant9.6%
Price-to-income2.8x
Est. income to buy$49,000