US5.com
  1. Home
  2. States
  3. Pennsylvania
  4. ZIP 15846
  5. Housing & Real Estate
Kersey CDP, PA

ZIP 15846 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 15846

Median Home Value
$160,400
Median Rent
$605
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,030/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 15846 in Kersey CDP, PA, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,030. That sits below the local median household income ($77,917), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
81.7%+25% vs US avg
x
Vacancy Rate
6.7%-35% vs US avg
x
Broadband Access
86.0%-1% vs US avg
x
4+ Bedrooms
7.1%-52% vs US avg
x
Built Pre-1939
4.7%-63% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
45.4%+19% vs US avg
x
$160,400
Home Value
$605
Rent
1980
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.1%
  • 1-unit attached0.6%
  • 2-9 units1.5%
  • 10+ units3.3%
  • Mobile home & other6.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$160,400
Median rent$605
Owner-occupied81.7%
Vacant6.7%
Price-to-income2.1x
Est. income to buy$44,000