ZIP Code 15736 — Elderton borough, PA Demographics & Data

ZIP code 15736 covers Elderton, PA in Armstrong County with a population of about 349.

At a glance, the area shows median age of 57.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 724, 878; U.S. House district PA-15; the PITTSBURGH media market.

Elderton, PA fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 15736 is about $62,708 — about 17% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 12.3%; unemployment rate near 10.3%; 9.9% of adults with a bachelor’s degree or higher (about 23.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Mining; about 4.7% of workers reporting work-from-home (about 10.5 points below the U.S. share (15.2%)); a mean commute of about 122.0 minutes (U.S. average near 26.8).

Median home value is about $118,100 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $552 (about 53% below the U.S. median rent ($1,163)), and owner-occupancy near 76.2% (about 10.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 15736 in Elderton, PA, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $759. That sits below the local median household income ($62,708), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Elderton borough, PA as Relatively Low (composite score 69.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (85.1) and hurricane (52.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Elderton borough, PA show little to no average snow and around 44.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 16 for ZIP 15736 (Elderton borough, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.