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Carrolltown borough, PA

ZIP 15722 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 15722

Median Home Value
$128,800
Median Rent
$327
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$827/mo PITI).

6%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

32.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 15722 in Carrolltown borough, PA, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $827. That sits below the local median household income ($67,279), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
92.9%+42% vs US avg
x
Vacancy Rate
8.3%-19% vs US avg
x
Broadband Access
83.2%-4% vs US avg
x
4+ Bedrooms
3.7%-75% vs US avg
x
Built Pre-1939
11.5%-10% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
14.1%-72% vs US avg
x
Mortgage-Free
54.9%+44% vs US avg
x
$128,800
Home Value
$327
Rent
1957
Year Built
1996
Moved In

Residents have lived here since ~1996 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.2%
  • 1-unit attached0.6%
  • 2-9 units4.5%
  • 10+ units0.0%
  • Mobile home & other3.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$128,800
Median rent$327
Owner-occupied92.9%
Vacant8.3%
Price-to-income1.9x
Est. income to buy$35,000