ZIP Code 15434 — Elco borough, PA Demographics & Data

ZIP code 15434 covers Elco, PA in Washington County with a population of about 278.

At a glance, the area shows median age of 45.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 724, 878; U.S. House district PA-14; the PITTSBURGH media market.

Elco, PA sits in a university / college context (near pennsylvania western university (1.2 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 15434 is about $66,667 — about 11% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 30.7%; unemployment rate near 7.5%; 16.0% of adults with a bachelor’s degree or higher (about 17.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Food services; about 11.7% of workers reporting work-from-home (about 3.5 points below the U.S. share (15.2%)); a mean commute of about 98.0 minutes (U.S. average near 26.8).

Median home value is about $129,700 — about 63% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $593 (about 49% below the U.S. median rent ($1,163)), and owner-occupancy near 74.2% (about 8.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 15434 in Elco, PA, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $833. That sits below the local median household income ($66,667), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Elco borough, PA as Relatively Moderate (composite score 83.1), which is elevated versus much of the country. The strongest component scores on US5 are flood (91.4) and hurricane (59.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Elco borough, PA show little to no average snow and around 40.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 13 for ZIP 15434 (Elco borough, PA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.