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Churchill borough, PA

ZIP 15235 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 15235

Median Home Value
$132,800
Median Rent
$837
Affordability Snapshot
$37,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$853/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 15235 in Churchill borough, PA, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $853. That sits below the local median household income ($62,292), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.2%+12% vs US avg
x
Vacancy Rate
8.0%-23% vs US avg
x
Broadband Access
87.2%+0% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
9.4%-26% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
24.6%-50% vs US avg
x
Mortgage-Free
41.2%+8% vs US avg
x
$132,800
Home Value
$837
Rent
1958
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.0%
  • 1-unit attached3.8%
  • 2-9 units4.8%
  • 10+ units10.7%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$132,800
Median rent$837
Owner-occupied73.2%
Vacant8.0%
Price-to-income2.1x
Est. income to buy$37,000