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Rochester borough, PA

ZIP 15074 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 15074

Median Home Value
$131,400
Median Rent
$616
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$844/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 15074 in Rochester borough, PA, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $844. That sits below the local median household income ($52,253), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.2%+4% vs US avg
x
Vacancy Rate
9.4%-8% vs US avg
x
Broadband Access
83.6%-4% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
10.7%-16% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
20.6%-59% vs US avg
x
Mortgage-Free
51.4%+34% vs US avg
x
$131,400
Home Value
$616
Rent
1955
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.0%
  • 1-unit attached3.8%
  • 2-9 units11.0%
  • 10+ units10.8%
  • Mobile home & other4.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$131,400
Median rent$616
Owner-occupied68.2%
Vacant9.4%
Price-to-income2.5x
Est. income to buy$36,000