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Monaca borough, PA

ZIP 15061 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 15061

Median Home Value
$199,400
Median Rent
$761
Affordability Snapshot
$55,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,281/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 15061 in Monaca borough, PA, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,281. That sits below the local median household income ($73,462), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.5%+5% vs US avg
x
Vacancy Rate
9.3%-9% vs US avg
x
Broadband Access
90.2%+4% vs US avg
x
4+ Bedrooms
2.0%-87% vs US avg
x
Built Pre-1939
7.9%-38% vs US avg
x
Built Post-2014
1.1%-85% vs US avg
x
Rent Burden >30%
10.4%-79% vs US avg
x
Mortgage-Free
41.1%+7% vs US avg
x
$199,400
Home Value
$761
Rent
1962
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.4%
  • 1-unit attached4.4%
  • 2-9 units9.8%
  • 10+ units6.8%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$199,400
Median rent$761
Owner-occupied68.5%
Vacant9.3%
Price-to-income2.7x
Est. income to buy$55,000