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, NY

ZIP 14858 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14858

Median Home Value
$142,800
Median Rent
$753
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$917/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14858 in NY, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $917. That sits below the local median household income ($75,417), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.4%+35% vs US avg
x
Vacancy Rate
15.1%+46% vs US avg
x
Broadband Access
81.3%-7% vs US avg
x
4+ Bedrooms
6.3%-57% vs US avg
x
Built Pre-1939
4.0%-68% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
36.1%-27% vs US avg
x
Mortgage-Free
46.3%+21% vs US avg
x
$142,800
Home Value
$753
Rent
1977
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.1%
  • 1-unit attached0.0%
  • 2-9 units0.8%
  • 10+ units1.9%
  • Mobile home & other21.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$142,800
Median rent$753
Owner-occupied88.4%
Vacant15.1%
Price-to-income1.9x
Est. income to buy$39,000