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, NY

ZIP 14724 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14724

Median Home Value
$163,500
Median Rent
$560
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,050/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14724 in NY, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,050. That sits below the local median household income ($77,679), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.7%+37% vs US avg
x
Vacancy Rate
26.0%+153% vs US avg
x
Broadband Access
68.7%-21% vs US avg
x
4+ Bedrooms
12.9%-13% vs US avg
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
8.2%-84% vs US avg
x
Mortgage-Free
42.5%+11% vs US avg
x
$163,500
Home Value
$560
Rent
1972
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.9%
  • 1-unit attached1.6%
  • 2-9 units18.1%
  • 10+ units0.0%
  • Mobile home & other8.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$163,500
Median rent$560
Owner-occupied89.7%
Vacant26.0%
Price-to-income2.1x
Est. income to buy$45,000