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Bemus Point village, NY

ZIP 14712 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14712

Median Home Value
$219,000
Median Rent
$611
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,407/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

29.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14712 in Bemus Point village, NY, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,407. That sits below the local median household income ($77,423), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 35% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.5%+38% vs US avg
x
Vacancy Rate
35.0%+240% vs US avg
x
Broadband Access
82.3%-5% vs US avg
x
4+ Bedrooms
6.6%-55% vs US avg
x
Built Pre-1939
8.5%-33% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
12.9%-74% vs US avg
x
Mortgage-Free
49.2%+29% vs US avg
x
$219,000
Home Value
$611
Rent
1969
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.8%
  • 1-unit attached0.4%
  • 2-9 units5.1%
  • 10+ units2.0%
  • Mobile home & other11.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$219,000
Median rent$611
Owner-occupied90.5%
Vacant35.0%
Price-to-income2.8x
Est. income to buy$60,000