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Rochester city, NY

ZIP 14621 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14621

Median Home Value
$83,300
Median Rent
$820
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$535/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14621 in Rochester city, NY, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $535. That sits below the local median household income ($36,534), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
33.7%-48% vs US avg
x
Vacancy Rate
12.8%+24% vs US avg
x
Broadband Access
81.2%-7% vs US avg
x
4+ Bedrooms
3.0%-79% vs US avg
x
Built Pre-1939
10.2%-20% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
30.5%-39% vs US avg
x
Mortgage-Free
38.5%+1% vs US avg
x
$83,300
Home Value
$820
Rent
1950
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.9%
  • 1-unit attached4.9%
  • 2-9 units32.1%
  • 10+ units15.3%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$83,300
Median rent$820
Owner-occupied33.7%
Vacant12.8%
Price-to-income2.3x
Est. income to buy$23,000