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Rochester city, NY

ZIP 14611 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14611

Median Home Value
$77,900
Median Rent
$816
Affordability Snapshot
$21,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$500/mo PITI).

33%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14611 in Rochester city, NY, a household would need roughly $21,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $500. That sits below the local median household income ($29,870), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
32.6%-50% vs US avg
x
Vacancy Rate
12.6%+22% vs US avg
x
Broadband Access
78.1%-10% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
7.3%-43% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
45.9%-8% vs US avg
x
Mortgage-Free
45.4%+19% vs US avg
x
$77,900
Home Value
$816
Rent
1938
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.3%
  • 1-unit attached6.3%
  • 2-9 units29.7%
  • 10+ units11.4%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$77,900
Median rent$816
Owner-occupied32.6%
Vacant12.6%
Price-to-income2.6x
Est. income to buy$21,000