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Warsaw village, NY

ZIP 14569 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14569

Median Home Value
$149,300
Median Rent
$708
Affordability Snapshot
$41,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$959/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14569 in Warsaw village, NY, a household would need roughly $41,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $959. That sits below the local median household income ($61,809), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
65.9%+1% vs US avg
x
Vacancy Rate
10.9%+6% vs US avg
x
Broadband Access
84.7%-3% vs US avg
x
4+ Bedrooms
4.8%-68% vs US avg
x
Built Pre-1939
5.8%-55% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
14.4%-71% vs US avg
x
Mortgage-Free
50.1%+31% vs US avg
x
$149,300
Home Value
$708
Rent
1968
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.2%
  • 1-unit attached1.4%
  • 2-9 units16.5%
  • 10+ units2.1%
  • Mobile home & other14.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$149,300
Median rent$708
Owner-occupied65.9%
Vacant10.9%
Price-to-income2.4x
Est. income to buy$41,000