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Manchester village, NY

ZIP 14504 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14504

Median Home Value
$106,500
Median Rent
$994
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$684/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14504 in Manchester village, NY, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $684. That sits below the local median household income ($61,172), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.3%+23% vs US avg
x
Vacancy Rate
4.4%-57% vs US avg
x
Broadband Access
86.9%-0% vs US avg
x
4+ Bedrooms
2.6%-83% vs US avg
x
Built Pre-1939
4.3%-66% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
14.3%-71% vs US avg
x
Mortgage-Free
54.7%+43% vs US avg
x
$106,500
Home Value
$994
Rent
1959
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.3%
  • 1-unit attached0.7%
  • 2-9 units11.0%
  • 10+ units4.4%
  • Mobile home & other27.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$106,500
Median rent$994
Owner-occupied80.3%
Vacant4.4%
Price-to-income1.7x
Est. income to buy$29,000