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Buffalo city, NY

ZIP 14214 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14214

Median Home Value
$234,600
Median Rent
$895
Affordability Snapshot
$65,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,507/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14214 in Buffalo city, NY, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,507. That is roughly in line with the local median household income ($56,573). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
42.8%-35% vs US avg
x
Vacancy Rate
9.3%-10% vs US avg
x
Broadband Access
90.1%+4% vs US avg
x
4+ Bedrooms
7.3%-50% vs US avg
x
Built Pre-1939
5.9%-54% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
37.1%-25% vs US avg
x
Mortgage-Free
40.8%+7% vs US avg
x
$234,600
Home Value
$895
Rent
1938
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached38.3%
  • 1-unit attached1.5%
  • 2-9 units45.3%
  • 10+ units14.6%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$234,600
Median rent$895
Owner-occupied42.8%
Vacant9.3%
Price-to-income4.1x
Est. income to buy$65,000