US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 14209
  5. Housing & Real Estate
Buffalo city, NY

ZIP 14209 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14209

Median Home Value
$408,600
Median Rent
$932
Affordability Snapshot
$112,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,625/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

36.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14209 in Buffalo city, NY, a household would need roughly $112,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,625. That is about 127% above the local median household income ($49,359), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
34.1%-48% vs US avg
x
Vacancy Rate
11.5%+11% vs US avg
x
Broadband Access
85.7%-1% vs US avg
x
4+ Bedrooms
5.7%-62% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
29.7%-40% vs US avg
x
Mortgage-Free
48.8%+28% vs US avg
x
$408,600
Home Value
$932
Rent
1938
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached21.4%
  • 1-unit attached1.7%
  • 2-9 units28.0%
  • 10+ units49.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$408,600
Median rent$932
Owner-occupied34.1%
Vacant11.5%
Price-to-income8.3x
Est. income to buy$112,000