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Silver Creek village, NY

ZIP 14136 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14136

Median Home Value
$143,700
Median Rent
$663
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$923/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14136 in Silver Creek village, NY, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $923. That sits below the local median household income ($68,875), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.0%+24% vs US avg
x
Vacancy Rate
16.4%+59% vs US avg
x
Broadband Access
94.9%+9% vs US avg
x
4+ Bedrooms
3.7%-75% vs US avg
x
Built Pre-1939
4.6%-64% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
16.1%-68% vs US avg
x
Mortgage-Free
49.1%+29% vs US avg
x
$143,700
Home Value
$663
Rent
1941
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.2%
  • 1-unit attached0.0%
  • 2-9 units13.7%
  • 10+ units1.7%
  • Mobile home & other12.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$143,700
Median rent$663
Owner-occupied81.0%
Vacant16.4%
Price-to-income2.1x
Est. income to buy$40,000