US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 14086
  5. Housing & Real Estate
Lancaster village, NY

ZIP 14086 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14086

Median Home Value
$263,600
Median Rent
$866
Affordability Snapshot
$73,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,693/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14086 in Lancaster village, NY, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,693. That sits below the local median household income ($95,949), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.5%+28% vs US avg
x
Vacancy Rate
2.3%-77% vs US avg
x
Broadband Access
91.4%+5% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
4.0%-68% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
16.5%-67% vs US avg
x
Mortgage-Free
39.8%+4% vs US avg
x
$263,600
Home Value
$866
Rent
1979
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.2%
  • 1-unit attached5.2%
  • 2-9 units14.7%
  • 10+ units5.1%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$263,600
Median rent$866
Owner-occupied83.5%
Vacant2.3%
Price-to-income2.7x
Est. income to buy$73,000