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Gowanda village, NY

ZIP 14070 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14070

Median Home Value
$100,600
Median Rent
$579
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$646/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14070 in Gowanda village, NY, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $646. That sits below the local median household income ($51,620), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.2%+15% vs US avg
x
Vacancy Rate
14.4%+40% vs US avg
x
Broadband Access
85.2%-2% vs US avg
x
4+ Bedrooms
3.9%-74% vs US avg
x
Built Pre-1939
7.7%-40% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
24.7%-50% vs US avg
x
Mortgage-Free
52.5%+37% vs US avg
x
$100,600
Home Value
$579
Rent
1951
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.2%
  • 1-unit attached0.8%
  • 2-9 units19.0%
  • 10+ units2.9%
  • Mobile home & other6.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$100,600
Median rent$579
Owner-occupied75.2%
Vacant14.4%
Price-to-income1.9x
Est. income to buy$28,000