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Arcade village, NY

ZIP 14009 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 14009

Median Home Value
$157,600
Median Rent
$672
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,012/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 14009 in Arcade village, NY, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,012. That sits below the local median household income ($61,715), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
77.8%+19% vs US avg
x
Vacancy Rate
5.2%-49% vs US avg
x
Broadband Access
80.6%-7% vs US avg
x
4+ Bedrooms
4.4%-70% vs US avg
x
Built Pre-1939
3.0%-76% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
15.4%-69% vs US avg
x
Mortgage-Free
52.4%+37% vs US avg
x
$157,600
Home Value
$672
Rent
1977
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.6%
  • 1-unit attached0.2%
  • 2-9 units13.4%
  • 10+ units1.7%
  • Mobile home & other19.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$157,600
Median rent$672
Owner-occupied77.8%
Vacant5.2%
Price-to-income2.6x
Est. income to buy$43,000