What to know about ZIP 13851
ZIP code 13851 covers ZIP 13851 with a population of about 6,034.
At a glance, the area shows median age of 37.3 versus a U.S. median of about 38.9.
It sits in the BINGHAMTON media market.
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ZIP Code 13851 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Middle Class
At a glance
Population
6,034
Density
N/A
Median income
$70,729
-6% vs US avg
Home value
$266,300
-23% vs US avg
Median rent
$1,027
-12% vs US avg
Timezone
N/A
Overview of ZIP Code 13851
Income and economy in ZIP 13851
Median household income in ZIP 13851 is about $70,729 — about 6% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 21.2%; unemployment rate near 1.8%; 54.1% of adults with a bachelor’s degree or higher (about 20.4 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Education, Healthcare, and Retail trade; about 8.3% of workers reporting work-from-home (about 6.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 13851
Median home value is about $266,300 — about 23% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,027 (about 12% below the U.S. median rent ($1,163)), and owner-occupancy near 62.8% (about 2.6 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 13851, a household would need roughly $73,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,711. That is roughly in line with the local median household income ($70,729). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.