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Unadilla village, NY

ZIP 13849 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13849

Median Home Value
$120,800
Median Rent
$592
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$776/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13849 in Unadilla village, NY, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $776. That sits below the local median household income ($55,884), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.8%+23% vs US avg
x
Vacancy Rate
23.3%+126% vs US avg
x
Broadband Access
78.9%-9% vs US avg
x
4+ Bedrooms
9.4%-37% vs US avg
x
Built Pre-1939
1.8%-86% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
19.2%-61% vs US avg
x
Mortgage-Free
53.5%+40% vs US avg
x
$120,800
Home Value
$592
Rent
1961
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.2%
  • 1-unit attached0.0%
  • 2-9 units5.9%
  • 10+ units2.0%
  • Mobile home & other22.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$120,800
Median rent$592
Owner-occupied80.8%
Vacant23.3%
Price-to-income2.2x
Est. income to buy$33,000