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Sidney village, NY

ZIP 13838 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13838

Median Home Value
$118,200
Median Rent
$663
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$759/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13838 in Sidney village, NY, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $759. That sits below the local median household income ($51,287), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
50.3%-23% vs US avg
x
Vacancy Rate
19.8%+92% vs US avg
x
Broadband Access
86.0%-1% vs US avg
x
4+ Bedrooms
10.3%-31% vs US avg
x
Built Pre-1939
10.1%-21% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
30.8%-38% vs US avg
x
Mortgage-Free
43.5%+14% vs US avg
x
$118,200
Home Value
$663
Rent
1951
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.0%
  • 1-unit attached0.3%
  • 2-9 units28.4%
  • 10+ units7.7%
  • Mobile home & other2.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$118,200
Median rent$663
Owner-occupied50.3%
Vacant19.8%
Price-to-income2.3x
Est. income to buy$33,000