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Waddington village, NY

ZIP 13694 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13694

Median Home Value
$207,500
Median Rent
$650
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,333/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

26.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13694 in Waddington village, NY, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,333. That sits below the local median household income ($77,308), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.1%+21% vs US avg
x
Vacancy Rate
13.3%+30% vs US avg
x
Broadband Access
84.2%-3% vs US avg
x
4+ Bedrooms
6.4%-57% vs US avg
x
Built Pre-1939
4.3%-67% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
16.4%-67% vs US avg
x
Mortgage-Free
46.6%+22% vs US avg
x
$207,500
Home Value
$650
Rent
1972
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.8%
  • 1-unit attached0.0%
  • 2-9 units5.4%
  • 10+ units11.7%
  • Mobile home & other10.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$207,500
Median rent$650
Owner-occupied79.1%
Vacant13.3%
Price-to-income2.7x
Est. income to buy$57,000