US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 13660
  5. Housing & Real Estate
Madrid CDP, NY

ZIP 13660 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13660

Median Home Value
$121,000
Median Rent
$670
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$777/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13660 in Madrid CDP, NY, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $777. That sits below the local median household income ($71,964), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
83.9%+28% vs US avg
x
Vacancy Rate
9.1%-12% vs US avg
x
Broadband Access
88.4%+2% vs US avg
x
4+ Bedrooms
11.0%-26% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
1.1%-85% vs US avg
x
Rent Burden >30%
27.9%-44% vs US avg
x
Mortgage-Free
47.8%+25% vs US avg
x
$121,000
Home Value
$670
Rent
1975
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.2%
  • 1-unit attached2.2%
  • 2-9 units8.6%
  • 10+ units0.0%
  • Mobile home & other25.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$121,000
Median rent$670
Owner-occupied83.9%
Vacant9.1%
Price-to-income1.7x
Est. income to buy$33,000