Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 13457 covers Schuyler Lake, NY in Otsego County with a population of about 38.
At a glance, the area shows median age of 60.3 versus a U.S. median of about 38.9.
It sits in telephone area codes 315, 680; U.S. House district NY-19; the UTICA media market.
Schuyler Lake, NY fits a retirement-oriented profile (high share of residents 65+ (36.8%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.
On socioeconomic markers, US5 shows a poverty rate of 34.2%; unemployment rate near 0.0%; 8.6% of adults with a bachelor’s degree or higher (about 25.1 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Construction, Retail trade, and Administrative support; a mean commute of about 18.0 minutes (U.S. average near 26.8).
Median home value is about $82,000 — about 76% below the U.S. median home value ($348,079).
Housing tenure and rents show owner-occupancy near 51.9% (about 13.6 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 13457 in Schuyler Lake, NY, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $527. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.
FEMA’s National Risk Index rates natural-hazard risk for Schuyler Lake CDP, NY as Relatively Low (composite score 75.8), which is elevated versus much of the country. The strongest component scores on US5 are flood (85.8) and hurricane (64.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for Schuyler Lake CDP, NY show limited published climate normals on US5.
IRS migration statistics show a net inflow of about 2 for ZIP 13457 (Schuyler Lake CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.