ZIP Code 13346 — Hamilton village, NY Demographics & Data

ZIP code 13346 covers Hamilton, NY in Madison County with a population of about 6,275.

At a glance, the area shows median age of 22.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 315, 680; U.S. House district NY-22; the SYRACUSE media market.

Hamilton, NY sits in a university / college context (near colgate university (0.4 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 13346 is about $65,391 — about 13% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.3%; unemployment rate near 3.2%; 46.2% of adults with a bachelor’s degree or higher (about 12.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Retail trade, and Public administration; about 11.1% of workers reporting work-from-home (about 4.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $222,300 — about 36% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $932 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 70.9% (about 5.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 13346 in Hamilton, NY, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,428. That is roughly in line with the local median household income ($65,391). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Hamilton village, NY as Relatively Low (composite score 59.4), which is near the middle of the national distribution. The strongest component scores on US5 are flood (77.1) and hurricane (59.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Hamilton village, NY show little to no average snow and around 48.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 271 for ZIP 13346 (Hamilton village, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.