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Boonville village, NY

ZIP 13309 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13309

Median Home Value
$196,800
Median Rent
$591
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,264/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13309 in Boonville village, NY, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,264. That sits below the local median household income ($70,377), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.0%+10% vs US avg
x
Vacancy Rate
9.4%-9% vs US avg
x
Broadband Access
85.2%-2% vs US avg
x
4+ Bedrooms
5.6%-62% vs US avg
x
Built Pre-1939
1.4%-89% vs US avg
x
Built Post-2014
1.1%-83% vs US avg
x
Rent Burden >30%
10.8%-78% vs US avg
x
Mortgage-Free
53.4%+40% vs US avg
x
$196,800
Home Value
$591
Rent
1977
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.1%
  • 1-unit attached1.5%
  • 2-9 units12.2%
  • 10+ units4.7%
  • Mobile home & other9.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$196,800
Median rent$591
Owner-occupied72.0%
Vacant9.4%
Price-to-income2.8x
Est. income to buy$54,000