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Fairmount CDP, NY

ZIP 13219 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13219

Median Home Value
$173,400
Median Rent
$885
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,114/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13219 in Fairmount CDP, NY, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,114. That sits below the local median household income ($81,414), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
84.6%+29% vs US avg
x
Vacancy Rate
4.3%-58% vs US avg
x
Broadband Access
90.1%+4% vs US avg
x
4+ Bedrooms
1.7%-89% vs US avg
x
Built Pre-1939
9.8%-24% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
18.1%-64% vs US avg
x
Mortgage-Free
38.4%+1% vs US avg
x
$173,400
Home Value
$885
Rent
1958
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.8%
  • 1-unit attached1.2%
  • 2-9 units5.7%
  • 10+ units7.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$173,400
Median rent$885
Owner-occupied84.6%
Vacant4.3%
Price-to-income2.1x
Est. income to buy$48,000