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Solvay village, NY

ZIP 13209 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 13209

Median Home Value
$146,200
Median Rent
$852
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$939/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 13209 in Solvay village, NY, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $939. That sits below the local median household income ($67,307), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.5%+8% vs US avg
x
Vacancy Rate
7.8%-24% vs US avg
x
Broadband Access
89.9%+3% vs US avg
x
4+ Bedrooms
3.2%-79% vs US avg
x
Built Pre-1939
8.3%-35% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
19.0%-62% vs US avg
x
Mortgage-Free
41.9%+10% vs US avg
x
$146,200
Home Value
$852
Rent
1956
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.1%
  • 1-unit attached5.4%
  • 2-9 units21.5%
  • 10+ units5.6%
  • Mobile home & other5.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$146,200
Median rent$852
Owner-occupied70.5%
Vacant7.8%
Price-to-income2.2x
Est. income to buy$40,000