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Port Henry CDP, NY

ZIP 12974 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12974

Median Home Value
$154,900
Median Rent
N/A
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$995/mo PITI).

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 12974 in Port Henry CDP, NY, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $995. That is roughly in line with the local median household income ($43,832). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.0%+7% vs US avg
x
Vacancy Rate
8.4%-18% vs US avg
x
Broadband Access
97.0%+12% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
6.8%-47% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
18.3%-63% vs US avg
x
Mortgage-Free
57.3%+50% vs US avg
x
$154,900
Home Value
N/A
Rent
1948
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.6%
  • 1-unit attached4.2%
  • 2-9 units19.3%
  • 10+ units9.1%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$154,900
Median rent$-666,666,666
Owner-occupied70.0%
Vacant8.4%
Price-to-income3.5x
Est. income to buy$43,000