ZIP Code 12946 — Lake Placid village, NY Demographics & Data

ZIP code 12946 covers Lake Placid, NY in Essex County with a population of about 4,805.

At a glance, the area shows median age of 46.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 518, 838; U.S. House district NY-21; the BURLINGTON - PLATTSBURGH media market.

Median household income in ZIP 12946 is about $78,261 — about 4% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.6%; unemployment rate near 1.0%; 45.7% of adults with a bachelor’s degree or higher (about 12.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Healthcare, and Professional services; about 16.0% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $443,800 — about 27% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $958 (about 18% below the U.S. median rent ($1,163)), and owner-occupancy near 72.0% (about 6.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12946 in Lake Placid, NY, a household would need roughly $122,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,851. That is about 56% above the local median household income ($78,261), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Lake Placid village, NY as Relatively Low (composite score 62.7), which is near the middle of the national distribution. The strongest component scores on US5 are flood (76.9) and hurricane (65.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Lake Placid village, NY show little to no average snow.

IRS migration statistics show a net inflow of about 208 for ZIP 12946 (Lake Placid village, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.