ZIP Code 12873 — undefined, NY Demographics & Data

ZIP code 12873 covers NY in Washington County with a population of about 820.

At a glance, the area shows median age of 48.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 518, 838; U.S. House district NY-21; the ALBANY - SCHENECTADY - TROY media market.

Median household income in ZIP 12873 is about $95,417 — about 27% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.4%; unemployment rate near 0.8%; 35.4% of adults with a bachelor’s degree or higher (about 1.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Administrative support, Professional services, and Manufacturing; about 39.4% of workers reporting work-from-home (about 24.2 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $216,400 — about 38% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $732 (about 37% below the U.S. median rent ($1,163)), and owner-occupancy near 66.8% (about 1.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12873 in NY, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,390. That sits below the local median household income ($95,417), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for NY as Relatively Low (composite score 56.6), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (72.7) and flood (70.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NY show little to no average snow and around 46.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 35 for ZIP 12873 (NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.