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Hadley CDP, NY

ZIP 12835 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12835

Median Home Value
$222,800
Median Rent
$787
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,431/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12835 in Hadley CDP, NY, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,431. That sits below the local median household income ($70,638), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 54% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.9%+30% vs US avg
x
Vacancy Rate
54.3%+427% vs US avg
x
Broadband Access
91.1%+5% vs US avg
x
4+ Bedrooms
0.5%-96% vs US avg
x
Built Pre-1939
8.3%-35% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
16.7%-66% vs US avg
x
Mortgage-Free
54.8%+44% vs US avg
x
$222,800
Home Value
$787
Rent
1973
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.4%
  • 1-unit attached0.4%
  • 2-9 units1.8%
  • 10+ units0.1%
  • Mobile home & other15.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$222,800
Median rent$787
Owner-occupied84.9%
Vacant54.3%
Price-to-income3.2x
Est. income to buy$61,000