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Bolton Landing CDP, NY

ZIP 12814 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12814

Median Home Value
$240,900
Median Rent
$1,057
Affordability Snapshot
$66,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,547/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

19.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12814 in Bolton Landing CDP, NY, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,547. That sits below the local median household income ($114,861), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 63% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
86.7%+32% vs US avg
x
Vacancy Rate
63.5%+516% vs US avg
x
Broadband Access
93.9%+8% vs US avg
x
4+ Bedrooms
9.8%-34% vs US avg
x
Built Pre-1939
3.5%-73% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
11.4%-77% vs US avg
x
Mortgage-Free
49.6%+30% vs US avg
x
$240,900
Home Value
$1,057
Rent
1967
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.0%
  • 1-unit attached6.3%
  • 2-9 units4.5%
  • 10+ units2.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$240,900
Median rent$1,057
Owner-occupied86.7%
Vacant63.5%
Price-to-income2.1x
Est. income to buy$66,000