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Glens Falls city, NY

ZIP 12801 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12801

Median Home Value
$196,000
Median Rent
$876
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,259/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12801 in Glens Falls city, NY, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,259. That sits below the local median household income ($70,019), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
50.8%-22% vs US avg
x
Vacancy Rate
6.4%-38% vs US avg
x
Broadband Access
88.5%+2% vs US avg
x
4+ Bedrooms
4.7%-68% vs US avg
x
Built Pre-1939
9.1%-29% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
25.8%-48% vs US avg
x
Mortgage-Free
32.1%-16% vs US avg
x
$196,000
Home Value
$876
Rent
1938
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.3%
  • 1-unit attached0.8%
  • 2-9 units39.2%
  • 10+ units11.3%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$196,000
Median rent$876
Owner-occupied50.8%
Vacant6.4%
Price-to-income2.8x
Est. income to buy$54,000