US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 12766
  5. Housing & Real Estate
, NY

ZIP 12766 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12766

Median Home Value
$362,300
Median Rent
N/A
Affordability Snapshot
$100,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,327/mo PITI).

To comfortably buy a median-priced home in ZIP 12766 in NY, a household would need roughly $100,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,327. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 42% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.7%+39% vs US avg
x
Vacancy Rate
42.4%+311% vs US avg
x
Broadband Access
94.7%+9% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
9.2%-28% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
100.0%+101% vs US avg
x
Mortgage-Free
13.7%-64% vs US avg
x
$362,300
Home Value
N/A
Rent
1956
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.0%
  • 1-unit attached0.0%
  • 2-9 units5.4%
  • 10+ units0.0%
  • Mobile home & other6.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$362,300
Median rent$-666,666,666
Owner-occupied90.7%
Vacant42.4%
Est. income to buy$100,000