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Liberty village, NY

ZIP 12754 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12754

Median Home Value
$190,700
Median Rent
$803
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,225/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12754 in Liberty village, NY, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,225. That is roughly in line with the local median household income ($56,597). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
49.6%-24% vs US avg
x
Vacancy Rate
24.9%+142% vs US avg
x
Broadband Access
90.4%+4% vs US avg
x
4+ Bedrooms
5.8%-61% vs US avg
x
Built Pre-1939
5.5%-57% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
11.6%-77% vs US avg
x
Mortgage-Free
46.6%+22% vs US avg
x
$190,700
Home Value
$803
Rent
1967
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached45.1%
  • 1-unit attached7.3%
  • 2-9 units29.1%
  • 10+ units10.5%
  • Mobile home & other8.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$190,700
Median rent$803
Owner-occupied49.6%
Vacant24.9%
Price-to-income3.4x
Est. income to buy$52,000