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Hopewell Junction CDP, NY

ZIP 12533 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12533

Median Home Value
$440,800
Median Rent
$1,408
Affordability Snapshot
$121,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,832/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12533 in Hopewell Junction CDP, NY, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,832. That sits below the local median household income ($134,950), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
89.9%+38% vs US avg
x
Vacancy Rate
6.6%-36% vs US avg
x
Broadband Access
95.0%+9% vs US avg
x
4+ Bedrooms
6.7%-55% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
18.5%-63% vs US avg
x
Mortgage-Free
35.0%-8% vs US avg
x
$440,800
Home Value
$1,408
Rent
1982
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.7%
  • 1-unit attached7.1%
  • 2-9 units4.3%
  • 10+ units2.2%
  • Mobile home & other5.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$440,800
Median rent$1,408
Owner-occupied89.9%
Vacant6.6%
Price-to-income3.3x
Est. income to buy$121,000