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Amenia CDP, NY

ZIP 12501 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12501

Median Home Value
$305,600
Median Rent
$1,165
Affordability Snapshot
$84,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,963/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12501 in Amenia CDP, NY, a household would need roughly $84,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,963. That is roughly in line with the local median household income ($78,716). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
57.0%-13% vs US avg
x
Vacancy Rate
5.7%-45% vs US avg
x
Broadband Access
85.3%-2% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
13.6%+6% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
25.8%-48% vs US avg
x
Mortgage-Free
37.8%-1% vs US avg
x
$305,600
Home Value
$1,165
Rent
1946
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.2%
  • 1-unit attached3.1%
  • 2-9 units18.5%
  • 10+ units0.0%
  • Mobile home & other4.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$305,600
Median rent$1,165
Owner-occupied57.0%
Vacant5.7%
Price-to-income3.9x
Est. income to buy$84,000