ZIP Code 12482 — South Cairo CDP, NY Demographics & Data

ZIP code 12482 covers South Cairo, NY in Greene County with a population of about 601.

At a glance, the area shows median age of 57.2 versus a U.S. median of about 38.9.

It sits in telephone area codes 518, 838; U.S. House district NY-19; the ALBANY - SCHENECTADY - TROY media market.

South Cairo, NY fits a retirement-oriented profile (high share of residents 65+ (41.6%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 14.8%; unemployment rate near 0.0%; 5.2% of adults with a bachelor’s degree or higher (about 28.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Construction, and Administrative support; about 10.7% of workers reporting work-from-home (about 4.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $165,400 — about 52% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $817 (about 30% below the U.S. median rent ($1,163)), and owner-occupancy near 46.7% (about 18.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12482 in South Cairo, NY, a household would need roughly $46,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,062. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for South Cairo CDP, NY as Relatively Low (composite score 68.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (81.8) and hurricane (81.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for South Cairo CDP, NY show little to no average snow.

IRS migration statistics show a net inflow of about 26 for ZIP 12482 (South Cairo CDP, NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.