ZIP Code 12438 — undefined, NY Demographics & Data

ZIP code 12438 covers NY in Delaware County with a population of about 71.

At a glance, the area shows median age of 46.8 versus a U.S. median of about 38.9.

It sits in telephone area code 607; U.S. House district NY-19; the BINGHAMTON media market.

Median household income in ZIP 12438 is about $49,000 — about 35% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 29.6%; unemployment rate near 0.0%; 48.3% of adults with a bachelor’s degree or higher (about 14.6 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Education, and Retail trade; a mean commute of about 33.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for NY as Relatively Moderate (composite score 83.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (91.2) and hurricane (76.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NY show little to no average snow and around 48.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3 for ZIP 12438 (NY) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.