ZIP Code 12220 — undefined, undefined Demographics & Data

ZIP code 12220 covers ZIP 12220 with a population of about 3,594.

At a glance, the area shows median age of 31.7 versus a U.S. median of about 38.9.

It sits in the ALBANY - SCHENECTADY - TROY media market.

Median household income in ZIP 12220 is about $70,409 — about 6% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.8%; unemployment rate near 3.6%; 70.5% of adults with a bachelor’s degree or higher (about 36.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Healthcare, and Professional services; about 13.1% of workers reporting work-from-home (about 2.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $324,600 — about 7% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,117 (about 4% below the U.S. median rent ($1,163)), and owner-occupancy near 18.0% (about 47.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 12220, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,085. That is about 26% above the local median household income ($70,409), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.