US5.com
  1. Home
  2. States
  3. ZIP 12201
  4. Housing & Real Estate
,

ZIP 12201 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12201

Median Home Value
$335,700
Median Rent
$1,085
Affordability Snapshot
$92,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,156/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

25.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12201, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,156. That is about 88% above the local median household income ($48,898), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
1.9%-97% vs US avg
x
Vacancy Rate
12.4%+20% vs US avg
x
Broadband Access
69.6%-20% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
6.6%-48% vs US avg
x
Built Post-2014
3.3%-53% vs US avg
x
Rent Burden >30%
13.4%-73% vs US avg
x
Mortgage-Free
72.0%+88% vs US avg
x
$335,700
Home Value
$1,085
Rent
1970
Year Built
2020
Moved In

Residents have lived here since ~2020 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached0.6%
  • 1-unit attached5.3%
  • 2-9 units29.3%
  • 10+ units64.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$335,700
Median rent$1,085
Owner-occupied1.9%
Vacant12.4%
Price-to-income6.9x
Est. income to buy$92,000