US5.com
  1. Home
  2. States
  3. New York
  4. ZIP 12175
  5. Housing & Real Estate
, NY

ZIP 12175 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12175

Median Home Value
$146,300
Median Rent
N/A
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$940/mo PITI).

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

To comfortably buy a median-priced home in ZIP 12175 in NY, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $940. That sits below the local median household income ($88,409), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 52% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.9%+39% vs US avg
x
Vacancy Rate
52.3%+407% vs US avg
x
Broadband Access
93.9%+8% vs US avg
x
4+ Bedrooms
5.3%-64% vs US avg
x
Built Pre-1939
7.1%-45% vs US avg
x
Built Post-2014
0.7%-91% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
62.5%+63% vs US avg
x
$146,300
Home Value
N/A
Rent
1981
Year Built
1997
Moved In

Residents have lived here since ~1997 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.4%
  • 1-unit attached1.6%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other4.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$146,300
Median rent$-666,666,666
Owner-occupied90.9%
Vacant52.3%
Price-to-income1.7x
Est. income to buy$40,000