ZIP Code 12082 — undefined, NY Demographics & Data

ZIP code 12082 covers NY in Rensselaer County with a population of about 3.

It sits in telephone area codes 518, 838; U.S. House district NY-19; the ALBANY - SCHENECTADY - TROY media market.

NY reads as a military / base-oriented community on US5’s intent model (elevated veteran share (100.0%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; 100.0% of adults with a bachelor’s degree or higher (about 66.3 points above the national share (33.7%)).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for NY as Relatively Moderate (composite score 82.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (89.0) and hurricane (79.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NY show limited published climate normals on US5.

IRS migration statistics for ZIP 12082 (NY) are roughly balanced (near-zero net) on US5’s published series.