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Fultonville village, NY

ZIP 12072 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 12072

Median Home Value
$185,200
Median Rent
$754
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,190/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.1x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 12072 in Fultonville village, NY, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,190. That sits below the local median household income ($86,442), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.2%+29% vs US avg
x
Vacancy Rate
17.4%+69% vs US avg
x
Broadband Access
83.9%-4% vs US avg
x
4+ Bedrooms
5.1%-66% vs US avg
x
Built Pre-1939
3.6%-72% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
12.9%-74% vs US avg
x
Mortgage-Free
46.4%+21% vs US avg
x
$185,200
Home Value
$754
Rent
1980
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.1%
  • 1-unit attached1.3%
  • 2-9 units5.6%
  • 10+ units1.3%
  • Mobile home & other22.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$185,200
Median rent$754
Owner-occupied84.2%
Vacant17.4%
Price-to-income2.1x
Est. income to buy$51,000