What to know about ZIP 12050
ZIP code 12050 covers ZIP 12050 with a population of about 2,660.
At a glance, the area shows median age of 41.5 versus a U.S. median of about 38.9.
It sits in the ALBANY - SCHENECTADY - TROY media market.
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ZIP Code 12050 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Middle Class
At a glance
Population
2,660
Density
N/A
Median income
$92,500
+23% vs US avg
Home value
$227,300
-35% vs US avg
Median rent
$1,014
-13% vs US avg
Timezone
N/A
Overview of ZIP Code 12050
Income and economy in ZIP 12050
Median household income in ZIP 12050 is about $92,500 — about 23% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 8.5%; unemployment rate near 2.9%; 23.7% of adults with a bachelor’s degree or higher (about 10.0 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Construction; about 7.5% of workers reporting work-from-home (about 7.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 12050
Median home value is about $227,300 — about 35% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,014 (about 13% below the U.S. median rent ($1,163)), and owner-occupancy near 78.4% (about 13.0 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 12050, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,460. That sits below the local median household income ($92,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.