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Noyack CDP, NY

ZIP 11963 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 11963

Median Home Value
$1,116,600
Median Rent
$2,889
Affordability Snapshot
$307,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,173/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 11963 in Noyack CDP, NY, a household would need roughly $307,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,173. That is about 143% above the local median household income ($126,513), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 44% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.0%+27% vs US avg
x
Vacancy Rate
43.8%+325% vs US avg
x
Broadband Access
93.1%+7% vs US avg
x
4+ Bedrooms
12.4%-16% vs US avg
x
Built Pre-1939
6.3%-51% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
16.1%-68% vs US avg
x
Mortgage-Free
43.9%+15% vs US avg
x
$1,116,600
Home Value
$2,889
Rent
1977
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.9%
  • 1-unit attached2.3%
  • 2-9 units1.6%
  • 10+ units2.0%
  • Mobile home & other1.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,116,600
Median rent$2,889
Owner-occupied83.0%
Vacant43.8%
Price-to-income8.8x
Est. income to buy$307,000